(KCEN) -- Before you head over to your favorite place to shop online on this Cyber Monday or in stores, remember to keep your information safe.
Here are some tips from the Insurance Information Institute to help thwart thieves.
Carry only what you need, don't bring extra credit cards or your social security card along for the ride to the mall.
Also, make sure to always take credit card or ATM receipts and monitor your accounts.
Do not count on your bank to alert you of fraud.
And before you buy online, make sure the retailer has an "s" after "http" in the web address.
That shows the site has installed a security encryption layer.